🇩🇰 Danish Pension Forecast

Your retirement,
beautifully clear

Model your Danish pension, broker investments, and folkepension together. Get a personalised forecast optimised to your retirement date.

MyOtium
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Full Danish tax model

AM-bidrag, bundskat, kommuneskat, PAL-skat, aktieskat — all applied correctly year by year.

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Automatic optimisation

Our engine finds the highest sustainable net income that depletes your broker account by your chosen age.

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Pensionstillæg means-test

Broker withdrawals are correctly factored into the state supplementary pension means-test.

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Your data stays yours

Data is encrypted at rest on Google Cloud. Only you can see your forecast.